Cctv newsAccording to the website of the State Administration of Markets, the Insurance Regulatory Commission of the Bank of China, the Ministry of Industry and Information Technology, the Ministry of Public Security, the Ministry of Commerce, the People’s Bank of China and the State Administration of Markets recently issued tips.
The prompt shows that recently, some third-party platforms, under the banner of "starting a business" and "innovation", take "returning money from shopping", "spending equals making money" and "you spend and I will pay back the money" as gimmicks, and promise to return high or even full amounts of spending money and joining fees, so as to attract consumers and businesses to invest. This kind of "consumer rebate" is different from the normal business rebate promotion activities, and there are great risks.
The details are as follows:
First, high rebates are difficult to achieve. Rebate funds mainly come from commodity premium income and fees paid by members and franchisees. Most platforms do not have legitimate real economy and income matching their promised returns, so it is difficult to maintain capital operation and high rebate for a long time.
Second, the security of funds cannot be guaranteed. Some platforms absorb public and business funds through online and offline channels, such as "prepaid consumption" and "recharge", and a large amount of funds are controlled by the platform, which has the risk of transferring funds and running away.
Third, there are illegal risks in the operation mode. Some platforms fictionalize profit prospects, promise high returns, instruct or acquiesce members and franchisees to fictionalize commodity transactions, pay a certain percentage of fees directly to the platform, and seek high rebates. In this way, the platform achieves the goal of quickly absorbing public funds. Some platforms also use pyramid schemes, with the so-called "dynamic income" as bait, requiring participants to pay entry fees and "attract people to join" and get commissions by developing offline. The above-mentioned behaviors of the platform and participants are characterized by illegal fund-raising and pyramid schemes.
The operation mode of such platforms violates the law of value, and once the capital chain breaks, participants will face serious losses. According to the relevant regulations, participation in illegal fund-raising is not protected by law, and you are at your own risk and responsibility; It is illegal to participate in pyramid schemes and will bear corresponding responsibilities according to law. The general public and businesses are requested to be vigilant, enhance risk prevention awareness and identification ability, and prevent damage to interests. At the same time, the clues of illegal crimes can be actively reflected to the relevant departments.