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CCTV News:According to the website of the People’s Bank of China, on July 28th, the central bank released a statistical report on the loan investment of financial institutions in the second quarter of 2023.

According to the statistics of the People’s Bank of China, at the end of the second quarter of 2023, the balance of RMB loans of financial institutions was 230.58 trillion yuan, up 11.3% year-on-year; In the first half of the year, RMB loans increased by 15.73 trillion yuan, an increase of 2.06 trillion yuan over the same period of last year.

First, loans from enterprises and institutions grew steadily, and the growth rate of medium and long-term loans increased more.

At the end of the second quarter of 2023, the loan balance of local and foreign currency enterprises and institutions was 152.21 trillion yuan, a year-on-year increase of 13.5%, and the growth rate was 0.1 percentage point lower than that at the end of last year; In the first half of the year, it increased by 12.86 trillion yuan, an increase of 1.3 trillion yuan year-on-year.

In terms of terms, the balance of short-term loans and bill financing was 52.8 trillion yuan, up 6.8% year-on-year, and the growth rate was 6.2 percentage points lower than that at the end of last year. In the first half of the year, it increased by 3.01 trillion yuan, a year-on-year decrease of 2.24 trillion yuan. The balance of medium and long-term loans was 95.96 trillion yuan, up 17.9% year-on-year, and the growth rate was 3.4 percentage points higher than the end of last year. In the first half of the year, it increased by 9.68 trillion yuan, an increase of 3.45 trillion yuan year-on-year.

In terms of purposes, the balance of fixed assets loans was 63.7 trillion yuan, up 14.2% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. The balance of operating loans was 62.87 trillion yuan, a year-on-year increase of 15%, and the growth rate was 2.3 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term loans in industry, service industry and infrastructure industry continued to increase.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency industries was 20.2 trillion yuan, up 32.4% year-on-year, and the growth rate was 21.8 percentage points higher than that of various loans and 5.9 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.19 trillion yuan, an increase of 1.39 trillion yuan year-on-year. Among them, the balance of medium and long-term loans for heavy industry was 17.24 trillion yuan, a year-on-year increase of 32.2%, and the growth rate was 6.7 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.96 trillion yuan, up 33.6% year-on-year, and the growth rate was 1.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency service industries was 60.75 trillion yuan, up 14% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.05 trillion yuan, an increase of 1.67 trillion yuan year-on-year. The balance of medium and long-term loans in the real estate industry increased by 7.1% year-on-year, and the growth rate was 3.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency infrastructure industry was 35.93 trillion yuan, up 15.8% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.25 trillion yuan, an increase of 1.1 trillion yuan year-on-year.

Third, loans in various fields in inclusive finance maintained a relatively high growth rate.

At the end of the second quarter of 2023, the balance of Pratt & Whitney small and micro loans was 27.69 trillion yuan, up 26.1% year-on-year, the growth rate was 2.3 percentage points higher than the end of last year, and it increased by 3.9 trillion yuan in the first half of the year, up 1.16 trillion yuan year-on-year; The balance of loans for farmers’ production and operation was 8.86 trillion yuan, up 18.3% year-on-year; The balance of business guarantee loans was 298.1 billion yuan, up 14.6% year-on-year; The balance of student loans was 169.6 billion yuan, a year-on-year increase of 21.6%.

At the end of the second quarter of 2023, the balance of loans for people out of poverty nationwide was 1.11 trillion yuan, up 13.2% year-on-year, and 485.3 billion yuan was distributed in the first half of the year.

Fourth, the rapid growth of green loans

At the end of the second quarter of 2023, the balance of green loans in local and foreign currencies was 27.05 trillion yuan, up 38.4% year-on-year, 0.1 percentage point lower than the end of last year, 27.8 percentage points higher than the growth rate of various loans, and 5.45 trillion yuan higher than the beginning of the year. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 9.6 and 8.44 trillion yuan respectively, accounting for 66.7% of the total green loans.

In terms of purposes, the loan balances of green infrastructure upgrading industry, clean energy industry and energy conservation and environmental protection industry were 11.85 trillion yuan, 6.8 trillion yuan and 3.93 trillion yuan respectively, up by 34.3%, 35% and 49.2% respectively, up by 2.14 trillion yuan, 1.26 trillion yuan and 954.9 billion yuan respectively from the beginning of the year. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 6.43 trillion yuan, up 26.6% year-on-year, up 926.4 billion yuan from the beginning of the year; The balance of green loans in transportation, warehousing and postal services was 5 trillion yuan, up 13.9% year-on-year, up 465.5 billion yuan from the beginning of the year.

V. The growth rate of agricultural loans continued to grow.

At the end of the second quarter of 2023, the balance of agricultural loans in local and foreign currencies was 54.64 trillion yuan, up 16% year-on-year, and the growth rate was 2 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.47 trillion yuan, an increase of 1.4 trillion yuan year-on-year.

At the end of the second quarter of 2023, the balance of rural (county and below) loans was 45.6 trillion yuan, a year-on-year increase of 16.1%, and the growth rate was 2.6 percentage points higher than that at the end of last year; In the first half of the year, it increased by 4.66 trillion yuan, an increase of 1.38 trillion yuan year-on-year. The balance of farmers’ loans was 16.31 trillion yuan, a year-on-year increase of 13.4%, and the growth rate was 2.2 percentage points higher than that at the end of last year; In the first half of the year, it increased by 1.32 trillion yuan, an increase of 359 billion yuan. The balance of agricultural loans was 5.67 trillion yuan, a year-on-year increase of 14.7%, and the growth rate was 4 percentage points higher than that at the end of last year; In the first half of the year, it increased by 583.8 billion yuan, an increase of 196.6 billion yuan.

Sixth, the growth rate of real estate loans declined.

At the end of the second quarter of 2023, the balance of RMB real estate loans was 53.37 trillion yuan, a year-on-year increase of 0.5%, which was 1 percentage point lower than the growth rate at the end of last year; In the first half of the year, it increased by 154.9 billion yuan, accounting for 1% of the increase in various loans during the same period.

At the end of the second quarter of 2023, the balance of real estate development loans was 13.1 trillion yuan, a year-on-year increase of 5.3%, and the growth rate was 1.6 percentage points higher than that at the end of last year. The balance of individual housing loans was 38.6 trillion yuan, down 0.7% year-on-year, and the growth rate was 1.9 percentage points lower than that at the end of last year.

Seven, loans to support science and technology enterprises.

By the end of the second quarter of 2023, there were 211,900 small and medium-sized science and technology enterprises supported by loans, with a loan rate of 46.7%, 2.1 percentage points higher than the end of last year. The balance of local and foreign currency loans of small and medium-sized science and technology enterprises was 2.4 trillion yuan, up 25.1% year-on-year, 0.8 percentage points higher than the end of last year.

Eight, the growth rate of household consumption loans rebounded, and operating loans maintained a relatively fast growth rate.

At the end of the second quarter of 2023, the balance of household loans in local and foreign currencies was 78.57 trillion yuan, up 6.1% year-on-year, and the growth rate was 0.7 percentage points higher than that at the end of last year. In the first half of the year, it increased by 2.8 trillion yuan, an increase of 611.6 billion yuan year-on-year.

At the end of the second quarter of 2023, the balance of household consumer loans (excluding personal housing loans) in local and foreign currencies was 18.75 trillion yuan, up 12.4% year-on-year, and the growth rate was 8.3 percentage points higher than that at the end of last year. In the first half of the year, it increased by 717.1 billion yuan, an increase of 607.6 billion yuan. The balance of household operating loans was 21.22 trillion yuan, up 19.5% year-on-year, and the growth rate was 3 percentage points higher than the end of last year; In the first half of the year, it increased by 2.3 trillion yuan, an increase of 759.1 billion yuan.

　　Zhang Wenhong, director of the Infectious Diseases Department of Huashan Hospital affiliated to Fudan University, recently said that "porridge is not allowed in the morning" caused a heated discussion. Zhang Wenhong’s main points are: pay attention to the diet structure, suggest taking high nutrition, high protein and adequate vitamins, avoid junk food, choose digestible food according to the condition, and eat fish residue (meat) when drinking fish soup.

　　Then, from the perspective of nutrition, is the dietary advice given by Zhang Wenhong scientific and reasonable? What should a healthy breakfast for school children look like? Let’s pick out a few issues that everyone cares about to discuss.

　　Can porridge and pickles be eaten after all?

　　What is porridge? Porridge is a thick paste-like staple food form made by boiling rice, millet, corn and other grains. Judging from its nutrient composition, nearly 90% is water, nearly 10% is gelatinized starch, that is, carbohydrates, in addition to a small amount of protein, dietary fiber and vitamins.

　　The nutritional advantage of porridge is that it is easy to digest and absorb, and it is suitable for people with poor digestive function, such as gastrointestinal discomfort, diarrhea, cold and fever, or people in recovery after surgery. These people are often accompanied by loss of appetite, and sometimes they need to be accompanied by pickles to stimulate their appetite. But porridge also has shortcomings, that is, the density of energy and nutrients is low. 90% of the porridge is water, so drinking porridge is basically enough. With pickles that can be eaten, at most, it is enough sodium, but protein, fat, vitamins and minerals are far from enough.

　　Therefore, whether porridge and pickles can be eaten depends on the specific situation. If children have normal digestive function and good appetite, but let them drink porridge instead of solid staple food for a long time, it may lead to insufficient intake of energy and protein. This unbalanced nutritional state will reduce the body’s resistance to diseases, which is the main reason why Zhang Wenhong emphasized that "porridge is not allowed in the morning". If the child is sick, whether it is a cold, fever, diarrhea or in the recovery period after surgery, he often can’t eat his daily meals. Compared with not eating, drinking some porridge can also supplement some nutrition.

　　The reason why some people think that "drinking porridge is nutritious" may be that it confuses the situation of "disease recovery" and "disease prevention", and thinks that food that is conducive to disease recovery is also conducive to disease prevention. Accurately speaking, it is appropriate to drink porridge in the short term of illness recovery, and digestible food will promote rehabilitation; In the prevention of diseases, we should pay attention to the energy and nutrient density of food, and reasonably match the diet to obtain balanced and sufficient nutrition, so that children can maintain normal disease resistance.

　　Because the cooking process is similar, the nutritional characteristics of meat soup are similar to those of porridge, except that porridge mainly provides digestible and absorbed carbohydrates, while meat soup mainly provides digestible and absorbed nitrogen-containing nutrients, such as amino acids, short peptides and nucleotides. Zhang Wenhong emphasized that fish soup should be eaten, because protein is more insoluble in water than starch. Even if it is cooked for a long time, protein still mainly exists in solid meat. Therefore, parents should encourage their children to eat the meat in the soup while drinking the broth.

　　What’s good about milk and eggs for breakfast?

　　The nutrient density mentioned many times before is a concept used by nutrition to evaluate the nutritional value of food. Nutrient density = the content of a nutrient in food/the energy of the food is 1000kcal (kilocalories), that is, the degree to which the content of a nutrient in food can meet the supply of human nutrients compared with its energy.

　　For example, milk and cola, which are also liquid foods, contain almost the same energy per unit weight, but the protein density of milk is 56g/1000kcal, and the protein density of cola is 0g/1000kcal. Therefore, milk can be regarded as a highly nutritious food, while cola is a high-energy food with single nutrition and belongs to "junk food". Although there is no concept of junk food academically, we usually refer to foods with high energy, high fat, high sugar, high salt and other low nutrient density that are not conducive to long-term intake as junk food.

　　For school children, it is necessary to get proper energy and adequate nutrition through breakfast, such as protein, vitamins, minerals, essential fatty acids and dietary fiber. If you choose milk, eggs, meat, coarse and fine staple food, vegetables and fruits, it means you choose high-nutrient food. On the other hand, if you choose cakes, biscuits, instant noodles, milk drinks, pickles, sausages and other heavy-flavored or convenient foods with high processing degree, it not only means high calorie and low nutrition, but also may consume too many substances harmful to health such as nitrite and trans fatty acids.

　　Eating foods with low nutrient density for a long time will not only make children gain weight, but also lead to insufficient intake of nutrients such as protein, vitamins, minerals and dietary fiber. In the non-epidemic period, this may affect the normal development of children’s body and intelligence; During the epidemic period, considering the increased risk of infection and poor nutritional status of children who attend classes intensively, the body’s resistance to diseases may be reduced. Therefore, Zhang Wenhong repeatedly stressed that it is no problem for parents to arrange nutritious food for their children.

　　Protein is one of the essential nutrients for human daily metabolism and children’s growth and development. As Zhang Wenhong said, the important weapon antibody of the immune system is protein. He suggested eating milk and eggs for breakfast, mainly because these two kinds of protein foods have three advantages: first, they have outstanding nutritional value, both belong to high-quality protein, and their bioavailability is high; Second, the operation is simple, and a cup of fresh milk or yogurt and a boiled egg are prepared for children for breakfast, saving time and effort; Third, the cost performance is high, and milk and eggs are cheap. As for the sandwich he mentioned, it is a kind of mixed food containing protein, vegetables and cereals. Although it is imported, it is not much different from China’s pancake fruit, egg-filled cake, burrito and Chinese hamburger in essence. However, most Chinese breakfasts need to be cooked on the spot and eaten while they are hot. The convenience of sandwiches is that they can be kept in cold storage in advance and heated in the microwave oven at breakfast.

　　Nutrition guidance

　　A healthy breakfast contains at least three kinds of food.

　　According to the Dietary Guidelines for School-age Children, a nutritious breakfast should include at least three or more kinds of food. Cereals and potatoes: cereals and potatoes, such as steamed bread, rolls, bread, rice, rice noodles, etc. Meat and eggs: fish, poultry and other foods, such as eggs, pork, beef, chicken and so on; Milk beans: milk and its products, beans and their products, such as milk, yogurt, soybean milk, bean curd, etc. Fruits and vegetables: fresh fruits and vegetables, such as spinach, tomatoes, cucumbers, broccoli, apples, pears, bananas, etc.

　　Specifically, the clear arrangement is: 1 cup of milk of about 300ml, 1 boiled egg; Try to choose solid food as the staple food, and mix it with coarse grains, such as coarse grain steamed bread, whole wheat bread, corn cake, steamed sweet potato and yam. Fruits and vegetables can be tomatoes the size of a fist or other vegetables of the same weight.

　　If breakfast is a mixture of protein, carbohydrate and fat, such as steamed stuffed bun, sandwich, beef noodles and rice noodles, the quantity of vegetables, eggs and milk can be flexibly adjusted according to the above breakfast mode. (Author: nutritionist, China-Japan Friendship Hospital)

1905 movie network news On July 8th, several cinemas in London, Birmingham and Sheffield, thousands of kilometers away from China, were waiting patiently for a Chinese film to enter.

What they are waiting for is an anti-epidemic movie that is currently being shown in China. From the perspective of ordinary people, the film truly restores the ordinary and heroic anti-epidemic images of the people of China, and shows the endless "spring power".

"The films are mainly distributed in London and several other famous university towns, and there are more international students in China — — They are very important audiences for Chinese films in the UK. " In an interview with 1905 Film Network, Luo San, the executive deputy general manager of 1905 Film, who is in charge of the overseas distribution of the film in the above areas, revealed that the focus of the British distribution was local China students, and the summer file was the climax of their viewing.

Prior to this, on July 1, the film was released simultaneously in South Africa, Tanzania and Mozambique in Africa. Compared with the relatively mature distribution channels and rich experience in other overseas regions, Africa is more like a "new continent" that needs to be reclaimed urgently for the overseas distribution of domestic films.

March into mainstream commercial cinemas in Africa

When the new film is released, it will be announced first.

In order to spread the film release information to the local potential audience in the shortest time, 1905 Film Industry and local partner BrandChina formed a joint distribution team to carry out effective online and offline linkage publicity.

On the online side, we cooperated with one of the largest cinema brands in South Africa to publish a graphic introduction of the film on all its new media accounts, and rolled out a trailer with the release date.

"We also’ infiltrated’ a small financial program that is frequently used by local people. Just like you log in to the software/applet of a domestic bank, you can easily understand the film information and purchase tickets while using the banking function. " This in-depth cooperation with local online brands makes Luo San very proud. She said, "We have similar publicity activities in the UK, but the cooperation is with offline merchants, who can get small gifts or enjoy shopping discounts with tickets."

Offline, the film’s physical posters and other materials are mainly placed in places where there are many Chinese activities, such as Chinatown and Chinese supermarkets. Combined with the consumption habits of local Chinese, the film screening cinema is located in several shopping centers with the most crowded and prosperous people in the most important cities in South Africa, and light box posters are arranged on the spot in advance.

Canal Walk Cinema, located in the center of Cape Town, South Africa, is one of them.

"Canal Walk is one of the largest shopping malls in Africa, and the Canal Walk Cinema is the largest cinema in Cape Town." Li Xiaoyong, general manager of BrandChina, said that in the past, Chinese films were mostly shown in art theaters. This time, "You are my Spring" can be shown in a mainstream commercial theater such as Canal Walk in the bustling city center, which is the first time.

Bravely break into "non-Hollywood"

Initially, most African countries began to learn from Nigeria’s "Nollywood" model, develop their own film industry, and expand channels through transnational cooperation and video websites. Nowadays, on the basis of the former, a "non-Hollywood" model of pan-African countries has evolved.

From 2010 to 2019, thanks to the demographic dividend and other factors, the potential and vitality of the African film market are gradually being seen by more people. Under this general trend, many foreign films have entered the African film market to look for opportunities, including domestic films such as Japan, South Korea, Japan and South Korea.

According to foreign media reports, in 2017, the number of screens in South Africa reached 782, and the number of screens per million people reached 13.79, ranking first among African countries. From 2010 to 2018, the total domestic box office in South Africa increased from 717.73 million rand (South African currency unit) to 1.3 billion rand, a rapid growth.

Therefore, the African premiere of You Are My Spring was set in South Africa, Tanzania and Mozambique, and other African countries are also arranging follow-up screenings one after another to truly enter Africa.

"Africa is a difficult issue for overseas distribution. With a vast territory and many dialects, the cinema market is also experiencing the impact of streaming media. This time, combining the film with the local situation, we decided to promote the film as an event worthy of attention for Chinese audiences. " Luo San admits that the distribution of domestic films in Africa is full of challenges. Need to adjust measures to local conditions, according to the local and then market conditions, targeted publicity.

Thanks to the upgrading of cinema equipment in South Africa, the feasibility of digital transmission was ensured, and the film was finally released simultaneously with China on July 1. Although it has experienced unspeakable difficulties and challenges, synchronization also means that the impact of domestic piracy and the interference of domestic word-of-mouth can be minimized. In this way, even in Africa, the local audience can see the film for the first time and make their own judgments.

African market expects more China films.

"From my own point of view, when I watched this movie, I felt that the emotional fragments in many movies can be empathetic to audiences in South Africa and around the world. This movie can touch you and me and touch the hearts of ordinary people. I understand that it tells a story about love and the difficulties that everyone in the world has experienced. "

Abdullah Regal, senior manager of cinema in Canal Walk Shopping Center, said that he had seen You Are My Spring. The local people have just experienced the epidemic in the film, so they can feel the same.

On July 7, local time, the film was also shown in the VIP hall of Emperor Palace Cinema in Johannesburg.

"The mainstream audience of the younger generation is still very interested in action movies and kung fu movies with oriental characteristics." Years of local experience have made Li Xiaoyong well aware of the local audience’s viewing preferences. Local cinemas have also expressed their expectation for more China films.

The overseas release of "You are My Spring" has opened up a broader space for further cooperation between China and South Africa in the field of film and cultural industry, and further promoted the common feelings of the Chinese and African people and deepened China-Africa friendship.

After participating in the overseas distribution of The Climbers, "You are My Spring" and other films, the overseas distribution of 1905 films involved about 50 important box office output countries in Asia, Africa, Europe and America.

As the most vital and energetic part of cultural output, domestic films going out to sea are easier to spread and express the essence and details of Chinese excellent culture, and bear the mission of carrying forward China’s 5,000-year civilization. This is also an important part of China’s progress from a big movie country to a powerful movie country.

In the future, we expect more excellent domestic films to sail out of the sea.

(Note: All the pictures except the poster are provided by the interviewee.)

　　As an early step into the B-class car market, with strong product strength, the cumulative sales volume of the first three generations of models has exceeded 400,000 units. Not long ago, the fourth generation Pentium B70 was officially listed, and its replacement pace was quite fast. The time interval between the launch of the fourth generation and the third generation was only two years, which shows that we have high hopes for it. So how to buy a new car? This issue of the "Car Guide" will answer for you.

　　The 2024 Pentium B70 only launched two models in the early stage, with the price of 129,900 yuan and 137,900 yuan respectively, both of which are powered by 2.0T engines. In addition, the official has also introduced car purchase gifts such as cash gift, financial gift, replacement gift, quality assurance gift and flow gift for new cars (please consult your local dealer for details).

　　First, a brief description of the model

　　In terms of appearance, the new car adopts the fourth generation family-style design language of "strength, purity and perfection". The interior of the front air intake grille is treated with horizontal lines, and chrome trim strips are added to enhance the exquisiteness of the whole vehicle. The flying wing headlights on both sides look very sharp, and combined with the movement, the front face has a good sense of fashion.

　　The tail shape is very home-like, and the through taillight group adds a sense of technology to the whole vehicle. At the same time, the hatchback tailgate design has also been preserved, making it more convenient to carry items daily. In addition, under the vehicle, the exhaust layout of both sides is adopted, and with the "duck tail" design on the upper edge of the rear compartment, it is full of movement.

　　In terms of rims, the new car only provides a multi-spoke-style rim, and the visual effect is more exquisite. In terms of size, the entry model matches 225/50 R18 tires, and the top model matches 225/45 R19 tires.

　　In terms of body color, the new car offers four body colors for consumers to choose from. In addition to the common color scheme of white and black, Fuller silver is also a good choice, and the daily car is more resistant to dirt.

　　In terms of interior, the new car also adopts the latest family-style design, and the "curved" dual screen is in line with the current trend. It is worth mentioning that the new car has been optimized for many places in the car, such as increasing the area of soft bags in the car, optimizing the design of storage and air conditioning control areas, redesigning the auxiliary instrument panel and replacing the paddle-type baffle, which is more in line with consumers’ habits.

　　In addition, the new car is also equipped with a new generation of D-Life 6.0 car system, the menu level display effect is optimized, the operation fluency is also better, and Huawei HiCar interconnection is also supported internally.

　　In terms of power, the new car is equipped with a 2.0T engine, with a maximum power of 165kW and a maximum torque of 340 N m. In terms of transmission, the whole system matches the 6AT gearbox.