月度归档： 2025 年 5 月

2021 is the first year of the 14th Five-Year Plan. Recently, more than 20 provinces (autonomous regions and municipalities) have successively issued special plans for cultural tourism or cultural industries during the 14th Five-Year Plan, and systematically planned the investment and construction of major cultural tourism projects in the next five years. With the convening of the Central Economic Work Conference, various localities have launched investment promotion activities for cultural tourism projects to prepare for the rational expansion of effective investment in major projects in 2022. Then, what key projects and investment projects will be launched in the next 3-5 years?

author　|　Xiaojun Ge (cultural industry review author group; Researcher, Sanchuan Huiwen Tourism Research Institute)

read and edit　| Tian Jianing (Assistant Research Fellow, Sanchuan Huiwen Sports Research Institute)

edit　| Time

source　| Cultural Industry Review

The text is 6100 words | Estimated reading time is 17 minutes.

Major construction projects are "ballast stones" to promote the sustained growth of effective investment and high-quality economic and social development. The Central Economic Work Conference held not long ago pointed out that China’s economic development will face triple pressures of shrinking demand, supply shock and expected weakening next year. Economic work should be done with stability as the first priority, and all localities and departments should shoulder the responsibility of stabilizing the macro-economy. All parties should actively introduce policies conducive to economic stability and appropriately invest in infrastructure ahead of schedule.

It can be seen that stable investment in 2022 is undoubtedly one of the important graspers of "responding with stability". Recently, more than 20 provinces, including Beijing, Tianjin and Hebei, have successively issued the "14th Five-Year Plan" for cultural tourism, and without exception, investment in major cultural tourism projects is the top priority.In this context, will cultural tourism projects in various places usher in a new round of investment boom in 2022? What areas will the focus be on? Cultural Industry Review (ID: WHCYPL) will take stock of 20 provinces one by one and find out.

1. Beijing: Strengthening project support and building four growth poles.

Beijing’s cultural and tourism development plan during the 14th Five-Year Plan puts forward that during the 14th Five-Year Plan period, Beijing will focus on building a spatial pattern of cultural tourism with "one core, one axis, four poles, four belts and multiple plates" and carry out related projects.Among them, the focus is to build four cultural tourism growth poles: sub-center, Beijing Daxing International Airport, New Shougang and Olympic Central District.

According to public reports,During the "Tenth Five-Year Plan" period, the Beijing City Sub-center will realize the investment of 800 billion yuan in various projects.Tongzhou District will take the opening of the Global Theme Park and the planning of the Grand Canal Cultural Belt as an opportunity to build a national smart cultural tourism leading area and introduce more high-quality cultural tourism projects. In addition, the Global Resort, Songzhuang Art Town, Taihu Performing Arts Town, zhang wan Design Town and other projects will be built into new highlands for the high-quality development of domestic performing arts industry, design industry, sports industry and Expo industry.

On November 24th, the "2022 Investment and Financing Promotion Conference of Beijing Cultural Tourism Key Projects" was held through the live broadcast platform of Beijing Equity Exchange.This promotion featured 45 key projects in 10 categories in 14 districts of Beijing, with a total investment of about 12.2 billion yuan.For example, the immersion experience project of "Heping County Bureau" in Dongcheng District, the boutique hotel cluster project in Zhoukoudian Town of Fangshan District, the comprehensive promotion project of sports tourism in Longqingxia District, and the upgrading project of Beijing Yalu Ancient Tropical Botanical Garden in Zhangziying Town of Daxing District are all key areas for the development of Beijing cultural tourism at present and in the future.

△ Cartography: Cultural Industry Review Author Group

2.Hebei Province: Focus on Ten Projects to Build Top 100 Projects

The "14th Five-Year Plan" for the development of culture and tourism in Hebei Province is clear. In the next five years, Hebei Province will focus on aggregating the general brand of "Happy Land in Gyeonggi, Enjoy Hebei" and build three platforms, namely, tourism conference, industrial investment and financing, culture and tourism cloud.Ten key projects have been formed, including the Great Wall (Grand Canal) National Cultural Park construction project, the "Four Ones" project of cultural and tourism science and technology innovation, the construction project of advantageous cultural industrial clusters, and the supply project of high-quality tourism products.And focus on key work and key projects to build top 100 projects.

Clear planning,During the Tenth Five-Year Plan period, there were 139 key cultural and tourism projects in Hebei Province, including 2 national cultural parks, 17 public cultural services, 12 cultural relics protection projects, 8 digital cultural and tourism projects and 100 cultural and tourism industry projects.(Including 21 cultural industry projects, 13 tourist attractions projects, 25 tourist resorts projects, 12 cultural and tourism complex projects, and 29 new cultural and tourism business projects).

3. Tianjin: "Planning+Scheme" promotes the implementation of key projects.

Different from Beijing and Hebei Province, on the basis of the Tenth Five-Year Plan for the Integration of Culture and Tourism in Tianjin, Tianjin Development and Reform Commission and the Bureau of Culture and Tourism jointly formulated the Action Plan for Promoting the High-quality Development of Tourism in Tianjin during the Tenth Five-Year Plan period, and made it clear in the plan that during the Tenth Five-Year Plan period,It is planned to add, renovate and expand 40 major cultural tourism projects within the city, with a total investment of 49.2 billion yuan.

It mainly includes: promoting the upgrading and transformation of ancient cultural street scenic spots, Italian style areas and other scenic spots, and creating a high-level Haihe River tour route; Build a world-class eco-leisure tourism destination that is close to the sea and hydrophilic, and build a civilized holiday bay for world marine tourism; We will build, rebuild and expand short-board infrastructure projects such as tourist service center, scenic road and scenic parking lot, and promote the construction of Tianjin Intangible Cultural Heritage Museum, Tianjin Grand Canal Cultural Museum, Tianjin Grand Canal Haihe Cultural Tourism Belt, and the protection, exhibition and promotion of Huangyaguan Great Wall.

4. Shanghai: Two "100 Billions" Help to Build a World Famous Tourist City

Shanghai’s plan to deepen the construction of world-famous tourist cities during the "14th Five-Year Plan" period puts forward that by 2025, Shanghai will strive to achieve a total annual tourism income of 700 billion yuan, and the added value of tourism industry will account for about 6% of Shanghai’s GDP, and build itself into a preferred city for urban tourism, an international tourism open hub, an Asia-Pacific tourism investment gateway and an international digital tourism capital.And in the planning indicators, it is clear that by 2025, the number of tourism investment projects will reach 100 on the basis of 46 in 2020.

In late September, at the first tourism investment promotion conference in Shanghai,Two "100 billion" 54 major tourism investment projects and investment promotion projects in Shanghai during the 14 th Five-Year Plan were officially launched.Among them, there are 30 major tourism investment start-up projects during the 14th Five-Year Plan with a total investment of 113.2 billion yuan, covering Jinshan Binhai International Cultural Tourism Resort, Shanghai International Tourism Resort, Shanghai legoland Resort and other related projects. There are 24 tourism investment projects with an estimated investment of 115 billion yuan, covering theme park supporting facilities, ecological country parks, cultural and sports commercial complexes and so on.

△ Launching ceremony of 54 major tourism investment projects and investment promotion projects in Shanghai during the 14th Five-Year Plan.

Image source: WeChat "Culture on the Beach"

5. Jiangsu Province: 90 major cultural tourism projects have invested over one trillion yuan.

The "14th Five-Year Plan" for the development of culture and tourism in Jiangsu Province is clear. By 2025, Jiangsu will be built into a highland for cultural construction, a demonstration province for high-quality tourism development, and a model area for the in-depth integration of culture and tourism, so as to promote Jiangsu to become a world-famous tourist destination that fully demonstrates its charm of water charm and humanity. Set 18 indicators and planning targets, such as the cumulative investment in cultural and tourism industries exceeding one trillion yuan and the number of provincial and above global tourism demonstration zones increasing by about 15.

At the same time, the plan also selected 90 major projects directly under the provincial and municipal governments, forming the List of Jiangsu’s Cultural and Tourism Key Projects during the Tenth Five-Year Plan Period, including 20 cultural and tourism facilities, 25 cultural heritage protection and utilization projects and 45 cultural and tourism industry projects.The main indicators of cultural and tourism development in Jiangsu Province during the 14th Five-Year Plan period show that the accumulated investment in cultural and tourism industries in Jiangsu Province will exceed one trillion. The total scale has surpassed that of Beijing and Shanghai.

6. Zhejiang Province: The annual investment is 200 billion yuan, and the accumulated investment is 1 trillion yuan.

The "14th Five-Year Plan" for the development of tourism in Zhejiang Province puts forward that during the "14th Five-Year Plan" period, we should focus on high quality, competitiveness and modernization, and actively create a number of world-class cultural signs such as Liangzhu culture. Reach the national standard of global tourism demonstration province; Strive to build a national cultural highland, the best tourist destination in China, and a national model for the integration of culture and tourism.To contribute to the construction of "an important window to fully display the superiority of Socialism with Chinese characteristics’s system in the new era".

In the construction of major cultural tourism projects, Zhejiang Province proposed that,We will promote the construction of major cultural tourism projects such as "Four Poetic Roads", 10 island parks and 10 famous mountain parks, and complete an investment of 1 trillion yuan, with an annual investment of 200 billion yuan.Carry out the cultural promotion project, build the Grand Canal National Cultural Park in Zhejiang Province, and create Liangzhu culture, Shangshan culture, Yangming culture, Hehe culture, Nankong culture and Song Yun culture.100 cultural signsA number of cultural projects, such as Zhijiang Cultural Center, have been built; Implement the project of creating excellent literary works in the new era,Create 10 national leading well-known tourism performing arts brand projects.

7. Shandong Province: More than 200 key cultural tourism projects have been put into storage.

Shandong Province’s Cultural Tourism Integration Development Plan (2020-2025) proposes to give full play to Qilu’s cultural advantages, promote the deep integration of culture and tourism, vigorously develop fine tourism, build a red cultural tourism base and an excellent traditional cultural tourism base, and build a new highland and an internationally famous cultural tourism destination for cultural tourism integration.

In the construction of cultural tourism projects, we will implement five major projects, including the construction of the Grand Canal National Cultural Park (Shandong), the construction of the Qi Great Wall National Cultural Park, the inheritance and promotion of the Yellow River cultural protection, the improvement of the quality of tourist attractions, and the integration of cultural tourism in historical cities.A library of key cultural tourism projects in the Yellow River has been established, and more than 200 projects have been put into storage, with a planned total investment of over 570 billion yuan.In the past two years, a total of 29.62 million yuan has been subsidized to support 15 key cultural tourism projects along the Yellow River, driving the investment of key projects along the Yellow River to nearly 11 billion yuan.

8. Guangdong Province: 47 major cultural tourism projects involve 18 cities.

Guangdong province will build a high-quality modern cultural industry system and a modern tourism system, which will be the top priority of cultural and tourism development during the 14 th Five-Year Plan period. It is clearly stated in the Plan that by 2025, there will be 90 demonstration parks (bases) for cultural industries above the provincial level, 40 demonstration zones for the integration and development of cultural industries and tourism industries above the provincial level, 239 scenic spots above 4A level and 40 tourist resorts above the provincial level.

The Plan also released 47 major cultural and tourism projects in Guangdong Province during the 14th Five-Year Plan.Among them, there are 7 major provincial cultural and tourism projects, including Guangdong Art Museum, Guangdong Cantonese Opera Cultural Center, Guangdong People’s Art Center, Guangdong Underwater Cultural Heritage Protection Center, Long March National Cultural Park (Guangdong Section), Opium War Coastal Defence Site Park, etc. There are 40 major municipal cultural and tourism projects, including Guangzhou Changlong Guangdong Cultural Project and the first phase of Guangzhou "Yuying Valley" tourism.

9. Fujian Province: Supporting the development of cultural tourism with 79 major projects.

The "14th Five-Year Plan" special plan for the reform and development of culture and tourism in Fujian Province puts forward that by 2025, great achievements will be made in the construction of a strong cultural province and a global eco-tourism province, and the high-quality development in the field of culture and tourism will take an important step. The ranking of cultural industry and tourism industry in the whole country will be significantly improved, and Fujian’s position as an important natural and cultural tourism center in China, a tourism core area of the 21st Century Maritime Silk Road and a world-famous tourist destination will become more prominent.

The Plan makes it clear that in the next few years,Fujian will promote the reform and development of culture and tourism in the 14 th Five-Year Plan with 79 key cultural and tourism projects as the support.It is also proposed to give each 300,000 yuan pre-planning and design fee subsidy to major tourism landmark products and projects; For newly introduced domestic and foreign enterprises to invest in cultural and tourist attractions in Fujian, they will be rewarded with 3 million yuan each if they start construction and the actual investment in the first year exceeds 200 million yuan (excluding land and relocation expenses).

10. Hainan Province: 15 landmark projects and more than 100 key projects.

The development plan of tourism culture, radio and television sports in Hainan Province in the 14 th Five-Year Plan puts forward that Hainan will be in the 14 th Five-Year Plan periodWe will promote the construction of 15 provincial-level landmark projects, including the tourist highway around the island, the eco-tourism project and the province’s duty-free shopping system project, and build 7 provincial-level cultural tourism industrial parks and 40 key tourist resorts.By 2025, the total number of tourists will reach 110 million, the total tourism revenue will reach 180 billion yuan, and the number of inbound tourists will reach 2.6 million.

11. Hunan Province: Strive to achieve 1 trillion yuan in cultural tourism investment in five years.

The "14th Five-Year Plan" for the development of culture and tourism in Hunan Province clearly puts forward a new pattern of "554" for the development of cultural tourism in Hunan Province by constructing five integrated development plates of culture and tourism, five inter-provincial cultural tourism linkage zones and four cultural tourism corridors. Strive to increase the total annual income of tourism from 826.195 billion yuan in 2020 to about 1.3 trillion yuan by 2025, and the proportion of added value of tourism in GDP will increase from 6.18% in 2020 to about 6.5%.Strive to achieve cultural tourism investment of more than 1 trillion yuan in five years.

12. Jiangxi Province: 20 theme projects strive to become an important base of national cultural tourism industry.

The 14th Five-Year Plan for the Development of Culture and Tourism in Jiangxi Province puts forward that by 2025, the soft power of Jiangxi’s culture will be further improved, the degree of social civilization will be further improved, the spiritual life of the people will be increasingly enriched, and the role of cultural empowerment and tourism for the people and tourism will be comprehensively strengthened. Cultural undertakings, cultural industries and tourism will become a powerful driving force and important support for economic and social development, and an important base for national cultural and tourism industries.And put forward 11 main tasks and 20 theme projects.

13. Shaanxi Province: It is planned to invest 850 billion yuan to build 524 key cultural tourism projects.

The 14th Five-Year Plan for Cultural and Tourism Development in Shaanxi Province proposes to actively build a new pattern of cultural and tourism development of "one core, four corridors and three districts", promote the deep integration of cultural tourism and related industries, and constantly stimulate new kinetic energy and create new prosperity.During the Tenth Five-Year Plan period, it is planned to invest 850 billion yuan to build 524 new key projects.In-depth development of the cultural industry "100 thousand" cultivation project, the province’s existing national cultural industry demonstration park, 11 bases, 10 national animation enterprises, related enterprises revenue reached 2.588 billion yuan.

14. Guizhou Province: Sort out 995 key projects with a total investment of more than 5 million yuan.

The "14th Five-Year Plan" for the development of culture and tourism in Guizhou Province proposes that by 2025, the added value of tourism and related industries in the province will double on the basis of 2019, reaching more than 186 billion yuan, and the average annual growth rate of tourists in Guizhou will be more than 10%, and the per capita spending level of tourism will enter the first phalanx in the country.

In terms of project reserve, all parts of the province actively plan a number of 995 key cultural tourism projects such as high-quality scenic spots, cultural and business travel complexes, agricultural and cultural tourism complexes, hot spring health, summer vacation, tourism equipment manufacturing and rural tourism. Among them, there are 537 state-owned projects, 403 private projects and 32 mixed projects.By the end of October, the total investment of 995 key tourism projects had reached 88.79 billion yuan, accounting for 88.79% of the annual target. A total of 778 cultural tourism projects were signed, with a total contracted amount of 263.29049 billion yuan.

15. Jilin Province: Promote 52 key projects with a view to strengthening the ice and snow economy.

The Tenth Five-Year Plan for the development of culture and tourism in Jilin Province is clear, and it will take 5 to 10 years to realize that the total tourism revenue of Jilin Province will break through the scale of "trillion" and become a strong ice and snow economy province in China and a world-class ice and snow tourism destination. And focus on the overall goal to build a "project system" with great potential.Planned 34 major tourism projects and 18 major ice and snow economic projects that were built and promoted by the whole province during the "14 th Five-Year Plan" period.

16. Liaoning Province: Taking 68 key projects as the general starting point.

The "14th Five-Year Plan" for the development of culture and tourism in Liaoning Province puts forward that by 2025, cultural undertakings, cultural industries and tourism will become a powerful driving force and important support for Liaoning’s economic and social development and comprehensive strength competition, initially forming a leisure tourism destination in Northeast Asia and marching towards a world-famous ecological leisure tourism destination. With a view to filling shortcomings, strong and weak items and increasing stamina, 68 key projects in 9 columns were designed as the main starting point for the implementation of the Plan.

17. Heilongjiang Province: Building a new pattern of global tourism with eight major projects.

According to the 14th Five-Year Plan for Cultural and Tourism Development in Heilongjiang Province, by 2025, the leading position of China’s ice and snow tourism destination will be further consolidated, and the international ice and snow tourism resort, China’s eco-health tourism destination and China’s self-driving and outdoor sports tourism destination will be initially established.Focus on building 11 tourism hub cities, building 5 comprehensive tourism clusters, planning 8 theme tourism clusters, improving 13 key tourism traffic links, and focusing on building 25 important nodes of "must-visit".

18. Gansu Province: Focus on "One Project, Ten Systems" to Promote Key Projects

The 14th Five-Year Plan for the Development of Culture and Tourism in Gansu Province puts forward that by 2025, the development level of cultural undertakings, cultural industries and tourism will be continuously improved, and the "one project and ten major systems" will make remarkable progress. The role of culture in building souls, empowering culture, serving the people and promoting tourism will be fully highlighted, and cultural tourism will become a powerful driving force and important support for the economic and social development and comprehensive competitiveness of Gansu Province.And through 15 columns, 83 key initiatives and engineering projects are listed, and efforts are made to enhance the operability of the Plan.

19. Ningxia: concentrate on organizing and implementing a number of key brand projects.

The 14th Five-Year Plan for Cultural and Tourism Development of Ningxia Hui Autonomous Region puts forward that Ningxia will focus on promoting the construction of the Yellow River cultural heritage demonstration area, creating a national tourism demonstration area and creating a demonstration area for the integration of cultural tourism. By 2025, tourist destinations, transit stations and international tourist destinations in the northwest will be initially formed.At the same time, the province focused on the construction of the Yellow River, the Great Wall and the Long March National Cultural Park, and concentrated on organizing and implementing a number of key brand projects.

20. Chongqing Municipality: Promote the construction of 100 key cultural industry projects.

The "14th Five-Year Plan" of Chongqing’s cultural industry development proposes that by 2025, a national cultural industry center city will be built, and an innovative highland of digital cultural industry, a highland of cultural and artistic fashion and creativity, a highland of integrated development of cultural industry and tourism industry, and a highland of research and development of cultural goods and equipment will be built.And clearly promote the construction of 100 key cultural industry projects, support the implementation of a number of international cooperation projects, and create more quality projects with independent intellectual property rights, market competitiveness and brand influence.In addition, the list of major projects in Chongqing’s "14th Five-Year Plan" also includes 71 key cultural and tourism industry projects.

21. Guangxi: The amount of 33 major cultural tourism projects signed is nearly 100 billion yuan.

According to relevant media reports, in late October, 2021 Guangxi (Beihai) Cultural Tourism Promotion Conference and Signing Ceremony of Major Projects were held in Beihai.A total of 33 cultural tourism projects were signed this time, with a total amount of more than 93 billion yuan. The projects include cultural tourism complex, cultural tourism industrial park, big health tourism and tourism infrastructure and capital cooperation.This also marks that the construction of major cultural tourism projects in Guangxi during the 14 th Five-Year Plan officially kicked off.

22. Xinjiang: The total amount of 37 major projects signed is nearly 69.5 billion yuan.

According to the investment platform of "Investing in Xinjiang":In 2021, the "Invest in Xinjiang" platform released 300 major cultural and tourism industry projects with a total investment of 104.208 billion yuan, of which more than 80% were concentrated in scenic spot development projects.On November 27th, at the 15th Xinjiang Winter Tourism Industry Fair and 2021 Northwest China Tourism Marketing Conference, 37 major cultural tourism projects in 12 prefectures in Xinjiang were signed successively, with a total contracted amount of nearly 69.5 billion yuan, involving transportation, hotels, resorts and other fields.

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After sorting out the inventory, among the key cultural tourism projects of the above 22 provinces in the "14 th Five-Year Plan", there are 5 provinces that plan to invest more than one trillion yuan, namely Beijing, Jiangsu, Zhejiang, Hunan and Guizhou; There are 11 provinces with more than 100 planned projects, of which more than 200 are Guizhou (995), Shaanxi (524), Xinjiang (more than 300) and Shandong (more than 200), and the remaining 7 provinces have more than 100, and the total investment exceeds 100 billion.

It is estimated that the total number of planned projects and investment projects in these 22 provinces exceeds 3,000, and the estimated investment exceeds 10 trillion yuan. Such a large-scale investment in cultural tourism projects reflects the strong self-confidence and firm determination of all localities to promote the high-quality development of the cultural and tourism industries, and will certainly inject infinite vitality and motivation into the upcoming new journey of cultural tourism in 2022.

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　　□ Rule of Law Daily reporter Xu Weilun

　　□ rule of law daily correspondent Gao Rong

　　A few days after the renovation of the new house, the neighbors came to the door and said that "the walls were cracked with excessive force." The owner of the new house also feels aggrieved, thinking that he has not carried out illegal construction, and the wall cracking of the neighbor’s house has nothing to do with himself. In this way, good neighbors went to court. After investigation by the judge, it is considered that the direction of the wall crack should be caused by the external force on the opposite side. Based on this, the People’s Court of Xicheng District of Beijing ordered the new house owner to compensate the neighbors for the related losses of 2500 yuan.

　　"Before starting work, it is necessary to inform the property company or the owners’ meeting. This is a clear provision of China’s civil code, and many people in life don’t know about it." After the court, the judge said that if you inform in advance, you can also learn the precautions about decoration safety from the property company to avoid accidents in the later period. In addition, the owner should also choose a decoration company with professional qualifications in exchange for high-quality decoration with good quality and quantity through detailed contract.

　　Cracking of neighbor’s wall caused by electric circuit gouging

　　Liu, who just bought a new house, was very excited and arranged for the other party to enter the construction site after signing a contract with the decoration company. Unexpectedly, just a few days after the renovation, neighbor Wang came to the door and asked Liu to compensate for the loss. "The wall of our house was broken by the decoration workers of your house."

　　In this regard, Liu does not recognize it. He believes that the wall cracking of Wang’s home is not caused by the decoration of his own home. Due to the unsuccessful negotiation on compensation matters, Wang appealed to the court and asked Liu to pay nearly 10,000 yuan for wall redecoration compensation, lost time and mental damages, and apologized in writing.

　　During the trial, Wang said that after the accident, she invited the property personnel to visit the damaged wall at home. The property personnel also believed that the wall damage was caused by improper decoration of Liu’s home. "Obviously, he refused to pay compensation."

　　"Refusing to pay compensation is because Wang won’t even let me in, just let me look at the photos. I really can’t see the reason for the wall damage from the photos. I can’t pay for it." Liu argued that during the renovation, only the circuit slot was made on the wall in his house, and no penetrating construction was carried out, which could not cause the wall of Wang’s house to be damaged.

　　What is the truth? The judge conducted an on-site inspection and found that there was a damaged crack on one side of Wang’s house. It was inferred from the direction of the wall crack that it should be caused by the external force on the opposite side. In this regard, the court held that if the infringement of property rights causes damage to the obligee, the obligee may claim damages according to law, or may claim other civil liabilities according to law. In this case, according to the situation that Liu is renovating the house, the damage of the common wall, the direction of the wall crack, and the statement in the communication process between Liu and Wang, it can be inferred that the damage of Wang’s house wall is caused by the decoration workers hired by Liu during the construction. Accordingly, the court ordered Liu to pay Wang’s wall maintenance costs and lost time expenses totaling 2,500 yuan.

　　Illegal decoration causes serious damage, resulting in fear of criminal responsibility.

　　"It is true that most of the renovations are carried out in their own houses, but this does not mean that they can do whatever they want." Liu Changlong, the presiding judge of this case, said that according to the provisions of the Civil Code, the owner has the right to possess, use, benefit and dispose of the exclusive part of his building; The owner’s exercise of rights shall not endanger the safety of the building or damage the legitimate rights and interests of other owners.

　　Liu Changlong said that although the owner’s decoration and decoration of the house is the transformation of its exclusive part and the exercise of exclusive rights, because the exclusive part of the owner is closely connected or adjacent to the exclusive parts of other owners and the common parts of all owners, if the exclusive rights exercised in his own house infringe on the exclusive rights of other owners or the interests of all owners, he should also bear the corresponding liability for compensation.

　　Recently, the incident of "load-bearing wall being smashed" has aroused social concern, which is caused by individual owners to meet their own decoration needs. However, they do not know that privately demolishing the load-bearing wall to expand the space of the house or change the layout of the house will lead to cracking or even collapse of the whole building, which will cause serious damage to the building structure. At present, the public security organs have taken criminal compulsory measures against those responsible for the incident, and severely punished the house owners and property companies involved.

　　The judge suggested that in addition to the criminal responsibility of the relevant responsible person, the owners and decoration companies involved in the case may face huge compensation. Therefore, when decorating a house, you can’t do whatever you want. If the damage is caused by illegal decoration, you need to bear civil liability, and even criminal liability if the damage is serious.

　　In addition, according to the law, the exterior wall of the building in the residential area is not an exclusive part, but is owned by all the owners of the community. Therefore, a single resident does not own the exterior wall closely connected with its exclusive part, but has the right to use it reasonably according to law, which is a reasonable extension of the owner’s exclusive right. "There are two standards for rational use, one is not for profit, and the other is not to harm the common interests of other owners in the community."

　　Inform the property and obtain safety information before starting work.

　　In fact, decoration is unfamiliar to many people, and the safety issues involved are even more "unclear". "It is very important to find a decoration company with professional qualifications. Professional engineers will ensure safety from the beginning of design to avoid safety accidents in the later period." Liu Changlong said that when choosing a decoration company, the owner should pay attention to checking the other party’s business license and relevant certificates, sign a standardized written contract, and follow up the construction progress in time and make phased acceptance during the construction period.

　　For the decoration scheme, the judge reminded that we should not only pursue beautiful form and reasonable layout, but also pay attention to the structural safety of the house. The Measures for the Administration of Residential Interior Decoration stipulates that it is forbidden to change the main body and load-bearing structure of the building without the original design unit or the design unit with corresponding qualification grade; It is forbidden to expand the size of the original doors and windows on the load-bearing wall and dismantle the brick and concrete walls connecting the balcony; It is forbidden to dismantle and change heating, gas pipelines and facilities that affect the building structure and use safety.

　　So, what are the load-bearing walls? Where are the original buried positions of gas pipelines and circuits? "This needs to get in touch with the property company and get their help, especially when the second-hand house is renovated, it is necessary to ask the property for the change plan of the previous owners’ renovation. In fact, this is also a clear requirement of the Civil Code. " Liu Changlong said that both the Civil Code and the Administrative Measures for Interior Decoration of Residential Buildings stipulate that the owner should inform the property service provider in advance when decorating the house. At the same time, the property service provider should inform the owner of the prohibited behavior and precautions of decoration, and the owner and decoration personnel should abide by the reasonable precautions prompted by the property service provider and cooperate with them to conduct necessary on-site inspections.

　　In addition, the property company should perform its supervisory duties in accordance with the law during the owner’s decoration process, and should stop the illegal decoration in time if it is found. If it cannot be stopped, it can report to the corresponding administrative department; If the property management company fails to fulfill its obligation of prompting or perform its supervisory duties, it should also be liable for the losses caused by the owner’s illegal decoration.

　　After construction, we should also raise awareness of civilized decoration, including reasonable arrangement of construction time, noise reduction and pollution reduction. Liu Changlong said that China’s civil code stipulates that the neighboring rights holders of real estate should correctly handle the neighboring relationship in accordance with the principles of favorable production, convenient life, solidarity and mutual assistance, fairness and reasonableness, which requires the owners to fully consider the convenience and good neighborliness of the neighboring rights holders when decorating. Specifically, during the renovation, the owner shall not occupy public space or damage public parts and facilities. At the same time, he shall pay attention to waterproofing to avoid water leakage from affecting the downstairs residents. Various forms of garbage generated by construction shall be piled up and removed according to the specified location, manner and time. When the rights and interests of others are damaged due to renovation, the owner shall take the initiative to communicate with neighbors, timely repair and actively compensate, resolve conflicts through friendly negotiation, and live in harmony with neighbors.

On the 13th, the reporter learned from the press conference of the Ministry of Public Security of China that Guo Xinzhen, the prototype of the abducted child in the film "Lost Orphan" which caused widespread concern in 2015, had been found and the suspect was arrested by the police.

Tong Bishan, deputy director of the Criminal Investigation Bureau of the Ministry of Public Security, informed the meeting that on September 21, 1997, Guo Xinzhen, the two-and-a-half-year-old son of Guo Gangtang (male, 51 years old) in Liaocheng, Shandong Province, was taken away by a strange woman while playing in front of his house, and his whereabouts were unknown. After receiving the alarm, Liaocheng Public Security Bureau set up a task force, carried out a lot of investigations, visits and mopping, and collected the blood samples of Mr. and Mrs. Guo Gangtang, tested the DNA information and entered it into the "Kidnapping DNA System", but Guo Xinzhen’s whereabouts were never found.

The whole picture of Guo Gangtang’s son being abducted. Source: Criminal Investigation Bureau of Ministry of Public Security

Recently, the Ministry of Public Security issued instructions after the technical comparison battle class found clues. The public security organs in Shandong, Henan, Shanxi and other places cooperated closely and worked hard, and successfully recovered Guo Xinzhen (male, 26 years old, originally from Liaocheng, Shandong Province), the prototype of the abducted child in the movie Lost Orphan, and investigated along the line, arresting two suspects, one man and one woman, who abducted Guo Xinzhen that year. On July 11th, the public security organs of Shandong and Henan held a ceremony to recognize Guo Gangtang and Guo Xinzhen’s family in Liaocheng City, Shandong Province, and the family separated for 24 years was finally reunited.

Li Min, director of the Criminal Investigation Bureau of Shandong Provincial Public Security Department, introduced in detail the detection process of Guo Xinzhen’s trafficking case. Under the direct command of the Criminal Investigation Bureau of the Ministry of Public Security and the strong cooperation of the public security organs in Henan and Shanxi, the Shandong public security organs successfully cracked the abduction case of Guo Xinzhen in Liaocheng on September 21, 1997 and arrested two suspects. In September 1997, after Guo Xinzhen was abducted, the public security organs in Liaocheng, Shandong Province immediately set up a task force to carry out their work. Due to the constraints at that time, the case could not be detected in time. For 24 years, generations of criminal investigation police have never given up and persisted in their investigations.

When DNA technology was applied to abduction in 2000, the public security organs collected the DNA information of Guo Gangtang and his wife in time for comparison. With the development of technology, they supplemented and improved his DNA data many times, but it is a pity that Guo Xinzhen, a child, has never collected DNA information before, so he has not been able to compare it for many years.

After the deployment of the "Reunion" campaign by the Ministry of Public Security this year, the Shandong public security organs organized forces to reorganize and carry out investigations on key cases in accordance with the requirements of the campaign. At the same time, during the comparison battle of the Ministry of Public Security, the case materials were reported to the battle expert group in time, and the national resources were gathered to carry out the attack. In mid-June, the case made new progress, and Guo Xinzhen’s suspected whereabouts were found in Henan. Through blood collection for DNA comparison, Guo Xinzhen’s identity was finally confirmed.

Andy Lau blessed Guo Gangtang, the prototype of Lost Orphan, to find his son. Source: Criminal Investigation Bureau of the Ministry of Public Security.

According to the instructions of the Ministry of Public Security, the Shandong task force immediately rushed to Henan. With the strong cooperation of the local public security organs, it tracked the adoption of Guo Xinzhen in that year. Through careful visits and in-depth investigations, it was determined that Hu Mou (male, 56 years old, from Henan) was the suspect in this case, and now he is detained in a detention center in Shanxi on suspicion of another case. After being summoned for trial, he was seriously afraid of sin and refused to explain. The task force conducted further investigations around its related parties. Through analysis and judgment, it was found that her girlfriend Tang (female, 45 years old, from Shandong) was suspected of committing a major crime, and the public security organ arrested Tang in a certain place in Shanxi. After the trial, Tang confessed to the crime of trafficking Guo Xinzhen with Hu in September 1997. In the face of a large amount of evidence, Hu finally pleaded guilty and truthfully confessed the facts of the crime.

After investigation, in 1997, Hu and Tang met and fell in love. In September, they conspired to abduct a boy for money while traveling in Shandong. On September 21, the two men fled to Liaocheng, Shandong Province, and Hu waited near the bus station. Tang went out to find the target of the crime, took Guo Xinzhen, who was playing alone at home, away, and then returned to Henan by long-distance bus with Hu, who sold Guo Xinzhen.

At present, the case is under further investigation.

Source: Live Rizhao Comprehensive Public Security Bureau Criminal Investigation Bureau China News Network

Original title: "Finally reunited! The prototype family of the movie "Lonely Lost" embraced each other tightly! The two suspects used to be lovers, premeditated trafficking for money.

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Chongqing Kaibu Ruins Park

Core tips

On December 26, 2023, the Fourth Plenary Session of the Sixth Chongqing Municipal Committee blew the charge of the reform of "Three Attacks and One Revitalization". Chongqing Real Estate Group immediately took action to benchmark international and domestic first-class enterprises, persist in facing the market, deepen its main business, give full play to its professional strength, strengthen horse racing competition, thoroughly implement the reform breakthrough of "three attacks and one revitalization" and the reform of state-owned enterprises to improve efficiency and increase energy, focus on building a high-quality living circle, implement "revitalization+",vigorously promote the removal of existing assets, solidly promote the special action of "three clean-ups, three reductions and three increases", and accelerate the establishment of "urban comprehensive development operators"

Meiye Road Intelligent Supercharge Demonstration Station Photo/Guo Xu

Revitalization+green wisdom adds impetus to industrial development

"There is an overcharging station at the door of the house, and it is more convenient to charge in the future!" On April 11th this year, Nan ‘an District International Community Intelligent Supercharge Demonstration Station started trial operation, and it was newly equipped with 8 liquid-cooled overcharging parking spaces and 40 fast charging parking spaces, so that the surrounding citizens can not only charge their cars at their doorsteps, but also charge them more quickly.

The international community intelligent overcharging demonstration station is located on the east side of the international business building, No.27 Tenglong Avenue, covering an area of about 2,800 square meters.

The project is located close to the business office building, and there are many surrounding residential quarters with high occupancy rate. As the site is a conventional parking lot, the allocation of parking spaces is insufficient, the demand for charging by citizens is strong, and there is a serious shortage of charging parking spaces around it, so the economic benefits of the site have not been fully exerted.

The Green Energy Company affiliated to Chongqing Real Estate Group invested about 8.5 million yuan to upgrade the parking lot into an intelligent overcharge demonstration station integrating AGV parking, super fast charging, energy storage, V2G and other functions. After being put into use, the international community intelligent overcharging demonstration station is equipped with 2 2000KVA box-type substations, 5 480kW charging piles, 1 600kW charging pile and 400kWH energy storage battery, supporting facilities such as AGV parking building service room with 66 parking spaces, and building 48 charging parking spaces.

"This not only effectively solves the problems of difficult charging and parking for surrounding residents, but also greatly improves the efficiency of venue use and provides a more comfortable and convenient experience for citizens to travel in a green and low-carbon way." The relevant person in charge of the green energy company said.

Move towards the new and move towards the quality.

Chongqing Real Estate Group focuses on new quality productivity, actively embraces the digital industry, seizes major opportunities such as building a digital Chongqing and building a world-class intelligent networked new energy automobile industry cluster, and accelerates the revitalization and utilization of existing land. Since 2024, green energy companies have invested in 142 charging and replacing power stations and 1658 charging piles.

Since the beginning of this year, green energy companies have actively promoted the revitalization and efficiency improvement of the city’s infrastructure, and built three types of products with high quality, such as green energy low-carbon center, intelligent overcharge demonstration station and overcharge standard station, to help the city build a convenient overcharge ecology with balanced layout, convenient charging, intelligence and efficiency, complete mechanism and advanced technology.

At present, there are about 300 charging and replacing enterprises in Chongqing, and the charging and replacing apps are fragmented, and the charging experience of users is poor. Green Energy Company independently researched and developed and successfully launched the "Chongqing Easy Charging" App, creating a network for charging and replacing electricity in the city, accessing more than 3,000 charging and replacing stations in the city, and providing free services for the citizens to find piles, check prices and make appointments.

In terms of promoting new quality productivity, Chongqing Real Estate Group has also increased investment in scientific research around the construction of service cities and the operation of smart cities, created competitive products, empowered investment in smart transportation, smart pipe networks, smart parks and smart venues, and accelerated the Group’s digital industrialization, industrial digitalization and green energy industry expansion and upgrading.

In addition, Chongqing Real Estate Group also actively strengthens cooperation with head enterprises to realize high-tech empowerment and continuously enhance the city’s smart operation capability.

Bayu B&B-fairy mountain B&B Project

Revitalize+thin body fitness focus on the optimization of the main business layout

"Only when state-owned enterprises face the market and deepen their main business can they form fist products and shape their competitive advantages." The relevant person in charge of Chongqing Real Estate Group said that in order to thoroughly implement the "three challenges and one revitalization" reform, the Group adhered to the principle of "lean hierarchy and reasonable scope", steadily implemented slimming and professional integration, and accelerated the reduction of corporate households and management levels.

Up to now, the professional integration of Kangtian Company and Nengtou Real Estate Company has been basically completed. Bayu B&B Company completed the closure and cancellation of Dingnuo Property and Kangju Wenguang Company, and upgraded the management of two four-level subsidiaries, which will greatly enhance the core functions of the Group and enhance its core competitiveness.

"Enterprises have to’ grow muscles’ if they lose weight." The relevant person in charge of Chongqing Real Estate Group said that since the beginning of this year, the Group has closely adhered to the core indicators of improving efficiency and increasing energy, accelerated the clarification of the core business of the Group, built enterprises with prominent main businesses and strong competitiveness, and continuously improved its ability to "snatch food from the tiger’s mouth" in the market competition.

In January this year, Chongqing Real Estate Group’s Action Plan for Reform, Efficiency Improvement and Capacity Enhancement (2023-2025) was issued, which completed the approval of the main business and new business of the group’s enterprises at all levels, steadily promoted the three core reforms and upgrades, and actively guided and supported enterprises to concentrate their advantages and concentrate on strengthening their industries and doing fine professions.

In the first quarter, Chongqing Real Estate Group completed an investment of 6.785 billion yuan, accounting for 37.05% of the annual plan, about 12 percentage points higher than the time schedule, and completed an investment of 2.027 billion yuan for the comprehensive development and construction of urban land, which further consolidated and highlighted the core functions and competitiveness of the enterprise.

Next, Chongqing Real Estate Group will further promote the strategic reorganization and professional integration of land consolidation, real estate development, property management and asset operation, reduce repeated investment and homogenization competition, and promote the concentration of high-quality resources to advantageous enterprises.

Chenyu youth apartment

Revitalize+stock resettlement houses Idle real estate turns into a warm home.

At the end of March this year, three resettlement housing projects in Jiangbei District, namely Sino-German Sunshine Flower City, Centennial Kangyuan and Centennial Xinyuan, achieved a gorgeous turn. The first batch of 192 suites, with a construction area of over 10,000 square meters, were officially rented from the whole society and turned into high-quality rental housing. This means that these three projects that have been idle for many years have been officially revitalized.

Sino-German Sunshine Flower City, Centennial Kangyuan and Centennial Xinyuan are located in the core mature sector of Jiangbei District, which originally belonged to resettlement housing projects. However, for many years, some houses to be resettled have been idle for a long time, resulting in no one living.

How to revitalize it into an effective asset?

In 2023, Chongqing Yudi Chenyu Housing Leasing Co., Ltd. (hereinafter referred to as "Yudi Chenyu Company"), a subsidiary of Chongqing Real Estate Group, reached a cooperation agreement with Chongqing Shengjing Industrial Co., Ltd. (hereinafter referred to as "Shengjing Company"), a subsidiary of Chongqing Jiangbei District Urban Construction and Development Group Co., Ltd., the owner of the project, on revitalizing the existing resettlement houses.

Chongqing Chenyu Company has scientifically planned and designed three projects. The newly unveiled Chenyu Nanqiao Temple Youth Apartment, Chenyu Dashiba Youth Apartment and Chenyu Lijiaping Youth Apartment have a variety of apartment types, such as single-bedroom, one-bedroom and two-bedroom apartments, and the furniture and appliances are complete, so tenants can move in with their bags.

"With the state-owned resources in Jiangbei District and our professional operation and management capabilities, we will revitalize existing resources and actively create a number of high-quality houses that meet the market demand." The relevant person in charge of Yudi Chenyu Company said. He calculated an economic account, and the total revenue of the three projects will be about 2.1 million yuan in 2024, which will bring about 3 million yuan in revenue every year in the future.

In order to implement the "multi-agent supply, multi-channel guarantee and simultaneous rental and purchase housing system" proposed by the state, as the first municipal-level state-owned housing rental investment and operation platform in Chongqing, Yudi Chenyu Company has been adhering to the brand core concept of "city, dream and home", focusing on the "one point four districts" and surrounding layout of big cities, and making efforts to revitalize state-owned idle assets and private idle housing to create affordable rental housing.

Up to now, 16 affordable rental housing projects have been put into operation, with an accumulated inventory of about 240,000 square meters of assets and more than 5,000 houses. More than 170 enterprises have been served successively, with nearly 2,000 service industry talents, benefiting tens of thousands of new citizens and young people. This has injected new vitality into revitalizing and upgrading state-owned assets and improving the housing security system.

Chongqing Real Estate Group firmly establishes market awareness, actively strengthens cooperation with central enterprises and private enterprises, and innovates and revitalizes the path through multiple channels. In the first quarter, the Group made a total of 9.294 billion yuan in assets, with an overall completion rate of 89.35%.

Revitalize+Cultural Tourism to Create a New Brand of Urban Cultural Tourism

"It’s patchwork, where you can not only feel the historical changes of Chongqing in the past 100 years, but also feel the charm of Chongqing’s 8D city." A few days ago, Ms. Gu’s family, who came to Chongqing to travel, stood on the city balcony of Chongqing Kaibu Ruins Park, which was built on the hill. Across the Jialing River, the Yuzhong Peninsula, the river-crossing cable car and the river-crossing bridge on the other side were unobstructed and beautiful.

Chongqing Kaibu Ruins Park is located in Ma ‘anshan area of Nanbin Road. Since its opening on September 28, 2023, the park has attracted more than 700,000 visitors, and has gradually become a new brand of urban cultural tourism on Nanbin Road.

Behind this case is the revitalization of stock assets.

Chongqing Kaibu Ruins Park is based on the old site group of Lide Leyang, which has been idle for many years by Chongqing Real Estate Group. It preserves the historical appearance of the building, integrates the oriental tradition and the western style, and carries out protective repairs on eight heritage-protected buildings and two excellent historical buildings. It innovatively adopts the mode of "heritage restoration+industry introduction+market operation", strengthens operational services, and introduces diversified formats to create a compound city park integrating exhibition halls, characteristic businesses and cultural tourism.

"Chongqing Kaibu Ruins Park has realized the organic renewal of cultural relics and the effective revitalization of state-owned assets, making historical relics a punching place for fashion travel, a gathering place for emerging industries, and a place for the inheritance of historical context, making the city more warm and the masses more gain." The relevant person in charge of Chongqing Real Estate Group said. While revitalizing the state-owned assets, the project also promoted the active renewal of the business format of Longmen Road nearby, and spontaneously upgraded and iterated the emergence of trendy formats such as cultural creation, cafes and book bars, and the popularity and vitality of the area gradually increased.

Recently, Chongqing Kaibu Ruins Park won the gold medal in the floodlight category of the 2024 American Muse Design Award, which is the most influential in the global creative field. It was successfully selected as the "Selected Cases of High-quality Development of State-owned State-owned Enterprises in 2023". As a municipal demonstration project of urban renewal, Chongqing Kaibu Ruins Park was included in the Exchange of Urban Renewal of the Department of Building Energy Conservation and Science and Technology of the Ministry of Housing and Urban-Rural Development, and promoted as a demonstration case.

This is just one of the cases in which Chongqing Real Estate Group actively participates in the protection, activation and utilization of historic buildings and the implementation of urban renewal.

In the process of promoting the reform of "Three Attacks and One Revitalization", Chongqing Real Estate Group will revitalize a number of inefficient and idle assets in cities, create a number of demonstration benchmarks for urban renewal, and enrich and expand a number of new scenarios for modern urban functions.

In the next step, Chongqing Real Estate Group will further enhance the sense of urgency, responsibility and mission in tackling the reform, improve the accuracy, operability, execution and creativity of implementation, pay close attention to the specific tasks and time limit requirements of "stop loss, slim down, improve quality and increase efficiency", seize the opportunity and make real changes based on the responsibility of the owner of the group, solidly promote professional integration and reorganization, and "one enterprise, one policy" to stop loss and control losses. That is to say, the core functions, competitiveness, profitability, innovation, brand influence and risk resistance are obviously enhanced, and a modern new state-owned enterprise with outstanding core functions and competitiveness is built.

The picture of Hu Tianhui and Wang Lan is provided by Chongqing Real Estate Group except the signature.

CCTV News:According to the website of the People’s Bank of China, on July 28th, the central bank released a statistical report on the loan investment of financial institutions in the second quarter of 2023.

According to the statistics of the People’s Bank of China, at the end of the second quarter of 2023, the balance of RMB loans of financial institutions was 230.58 trillion yuan, up 11.3% year-on-year; In the first half of the year, RMB loans increased by 15.73 trillion yuan, an increase of 2.06 trillion yuan over the same period of last year.

First, loans from enterprises and institutions grew steadily, and the growth rate of medium and long-term loans increased more.

At the end of the second quarter of 2023, the loan balance of local and foreign currency enterprises and institutions was 152.21 trillion yuan, a year-on-year increase of 13.5%, and the growth rate was 0.1 percentage point lower than that at the end of last year; In the first half of the year, it increased by 12.86 trillion yuan, an increase of 1.3 trillion yuan year-on-year.

In terms of terms, the balance of short-term loans and bill financing was 52.8 trillion yuan, up 6.8% year-on-year, and the growth rate was 6.2 percentage points lower than that at the end of last year. In the first half of the year, it increased by 3.01 trillion yuan, a year-on-year decrease of 2.24 trillion yuan. The balance of medium and long-term loans was 95.96 trillion yuan, up 17.9% year-on-year, and the growth rate was 3.4 percentage points higher than the end of last year. In the first half of the year, it increased by 9.68 trillion yuan, an increase of 3.45 trillion yuan year-on-year.

In terms of purposes, the balance of fixed assets loans was 63.7 trillion yuan, up 14.2% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. The balance of operating loans was 62.87 trillion yuan, a year-on-year increase of 15%, and the growth rate was 2.3 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term loans in industry, service industry and infrastructure industry continued to increase.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency industries was 20.2 trillion yuan, up 32.4% year-on-year, and the growth rate was 21.8 percentage points higher than that of various loans and 5.9 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.19 trillion yuan, an increase of 1.39 trillion yuan year-on-year. Among them, the balance of medium and long-term loans for heavy industry was 17.24 trillion yuan, a year-on-year increase of 32.2%, and the growth rate was 6.7 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.96 trillion yuan, up 33.6% year-on-year, and the growth rate was 1.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency service industries was 60.75 trillion yuan, up 14% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.05 trillion yuan, an increase of 1.67 trillion yuan year-on-year. The balance of medium and long-term loans in the real estate industry increased by 7.1% year-on-year, and the growth rate was 3.1 percentage points higher than that at the end of last year.

At the end of the second quarter of 2023, the balance of medium and long-term loans in local and foreign currency infrastructure industry was 35.93 trillion yuan, up 15.8% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first half of the year, it increased by 3.25 trillion yuan, an increase of 1.1 trillion yuan year-on-year.

Third, loans in various fields in inclusive finance maintained a relatively high growth rate.

At the end of the second quarter of 2023, the balance of Pratt & Whitney small and micro loans was 27.69 trillion yuan, up 26.1% year-on-year, the growth rate was 2.3 percentage points higher than the end of last year, and it increased by 3.9 trillion yuan in the first half of the year, up 1.16 trillion yuan year-on-year; The balance of loans for farmers’ production and operation was 8.86 trillion yuan, up 18.3% year-on-year; The balance of business guarantee loans was 298.1 billion yuan, up 14.6% year-on-year; The balance of student loans was 169.6 billion yuan, a year-on-year increase of 21.6%.

At the end of the second quarter of 2023, the balance of loans for people out of poverty nationwide was 1.11 trillion yuan, up 13.2% year-on-year, and 485.3 billion yuan was distributed in the first half of the year.

Fourth, the rapid growth of green loans

At the end of the second quarter of 2023, the balance of green loans in local and foreign currencies was 27.05 trillion yuan, up 38.4% year-on-year, 0.1 percentage point lower than the end of last year, 27.8 percentage points higher than the growth rate of various loans, and 5.45 trillion yuan higher than the beginning of the year. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 9.6 and 8.44 trillion yuan respectively, accounting for 66.7% of the total green loans.

In terms of purposes, the loan balances of green infrastructure upgrading industry, clean energy industry and energy conservation and environmental protection industry were 11.85 trillion yuan, 6.8 trillion yuan and 3.93 trillion yuan respectively, up by 34.3%, 35% and 49.2% respectively, up by 2.14 trillion yuan, 1.26 trillion yuan and 954.9 billion yuan respectively from the beginning of the year. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 6.43 trillion yuan, up 26.6% year-on-year, up 926.4 billion yuan from the beginning of the year; The balance of green loans in transportation, warehousing and postal services was 5 trillion yuan, up 13.9% year-on-year, up 465.5 billion yuan from the beginning of the year.

V. The growth rate of agricultural loans continued to grow.

At the end of the second quarter of 2023, the balance of agricultural loans in local and foreign currencies was 54.64 trillion yuan, up 16% year-on-year, and the growth rate was 2 percentage points higher than that at the end of last year. In the first half of the year, it increased by 5.47 trillion yuan, an increase of 1.4 trillion yuan year-on-year.

At the end of the second quarter of 2023, the balance of rural (county and below) loans was 45.6 trillion yuan, a year-on-year increase of 16.1%, and the growth rate was 2.6 percentage points higher than that at the end of last year; In the first half of the year, it increased by 4.66 trillion yuan, an increase of 1.38 trillion yuan year-on-year. The balance of farmers’ loans was 16.31 trillion yuan, a year-on-year increase of 13.4%, and the growth rate was 2.2 percentage points higher than that at the end of last year; In the first half of the year, it increased by 1.32 trillion yuan, an increase of 359 billion yuan. The balance of agricultural loans was 5.67 trillion yuan, a year-on-year increase of 14.7%, and the growth rate was 4 percentage points higher than that at the end of last year; In the first half of the year, it increased by 583.8 billion yuan, an increase of 196.6 billion yuan.

Sixth, the growth rate of real estate loans declined.

At the end of the second quarter of 2023, the balance of RMB real estate loans was 53.37 trillion yuan, a year-on-year increase of 0.5%, which was 1 percentage point lower than the growth rate at the end of last year; In the first half of the year, it increased by 154.9 billion yuan, accounting for 1% of the increase in various loans during the same period.

At the end of the second quarter of 2023, the balance of real estate development loans was 13.1 trillion yuan, a year-on-year increase of 5.3%, and the growth rate was 1.6 percentage points higher than that at the end of last year. The balance of individual housing loans was 38.6 trillion yuan, down 0.7% year-on-year, and the growth rate was 1.9 percentage points lower than that at the end of last year.

Seven, loans to support science and technology enterprises.

By the end of the second quarter of 2023, there were 211,900 small and medium-sized science and technology enterprises supported by loans, with a loan rate of 46.7%, 2.1 percentage points higher than the end of last year. The balance of local and foreign currency loans of small and medium-sized science and technology enterprises was 2.4 trillion yuan, up 25.1% year-on-year, 0.8 percentage points higher than the end of last year.

Eight, the growth rate of household consumption loans rebounded, and operating loans maintained a relatively fast growth rate.

At the end of the second quarter of 2023, the balance of household loans in local and foreign currencies was 78.57 trillion yuan, up 6.1% year-on-year, and the growth rate was 0.7 percentage points higher than that at the end of last year. In the first half of the year, it increased by 2.8 trillion yuan, an increase of 611.6 billion yuan year-on-year.

At the end of the second quarter of 2023, the balance of household consumer loans (excluding personal housing loans) in local and foreign currencies was 18.75 trillion yuan, up 12.4% year-on-year, and the growth rate was 8.3 percentage points higher than that at the end of last year. In the first half of the year, it increased by 717.1 billion yuan, an increase of 607.6 billion yuan. The balance of household operating loans was 21.22 trillion yuan, up 19.5% year-on-year, and the growth rate was 3 percentage points higher than the end of last year; In the first half of the year, it increased by 2.3 trillion yuan, an increase of 759.1 billion yuan.